CTH Insurance
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YOUNG DRIVER QUOTES 16-21 YEARS

Ok, so you're a young driver.  Learning to drive or maybe holding a full licence but not for long?

Really, you need to get a policy in your own name.  It will be painful to see how much it is but your premium will drop quicker over the next few years as you get older and earn "no claims bonus"!

As you can see, we ask a lot of questions, but the more information you provide, the more accurate the quotation.

We approach every quote with the same idea... you are unique.  We do not assume anything and try to match the best quote with your requirements to ensure you have the right insurance.  

This means that we ask some additional information rather than the standard "pick an answer" version of quotes.  Basically, you can make a case for being given a better quote!

Once we have quoted, we will send you an e-mail with details of what we are offering you.  You can expect a same/next working day response. 

We can accept payment by cash, cheque. credit/debit card or on a monthly instalment plan (over 18's or in a parents name) and cover can be arranged very quickly.

    Young driver quote

    Please enter in the format DD/MM/YYYY
    We need to know your occupation title to help us choose the correct option for your quote.
    This might seem plain nosey but we ask this so that we can work out which "trade" to enter you as to obtain the correct quote.

    Please provide this information if you can as it's really helpful for us.
    It is important that you provide full information about your vehicle type. We are looking for the exact model, so for example, Zetec, Dynamique, Avantgarde, D SE, etc.
    If the vehicle is left overnight somewhere that is not your home address often, please give us the address and postcode of the premises.
    It is important that you provide us with information concerning ANY driver who might be included on this policy that has received any non-motoring convictions which are declarable. Failure to provide this information could invalidate your policy.
    We ask this to make sure that you are getting all the discounts available and that we are providing you with our best advice

    It is important to provide the correct licence type as it can impact the premium we quote. Also note that a Provisional Licence is ONLY permitting you to drive in the Country of issue.
    If you have a Provisional Licence, it's going to help the price if you also have a full licence holder as an additional driver.  They need to be over 25 ideally, so parents are a good start!
    Please enter full names, dates of birth, the licence type/period held and occupations & trade for EVERY DRIVER YOU WISH TO INCLUDE
    In respect of Accidents and Motoring Convictions, please let us know about anything regardless of blame or in respect of convictions "pending" ones which have happened to anyone in the last 5 year. In respect of Non-Motoring Convictions, we need to know about anything which you are obliged to disclose under the Rehabilitation of Offenders Act. For cancellations, bankruptcy, terms applied, just give details.

    If this quote is not to replace an existing policy, please enter "NONE".
    If you have not held Insurance before in your name or this is an additional vehicle to your household, you might be able to have an "introductory discount". The number of years should only be entered if you have written evidence of this being available.
    If you are entitled to 4 or more years no claims bonus, you can protect this.

    Please enter in the format DD/MM/YYYY
    We will always give you our best quote, but sometimes, a guide will help us do even better for you...
    "PEP" or "Politically Exposed Person" is a status which we need to record for the purposes of Anti-Money Laundering and Countering Finance and Terrorism. The definition of a "PEP" is roughly as follows; Someone who is or has been entrusted with prominent public functions in the Island and any family members or close associates of that person, regardless of the location of that person, those family members or close associates.
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CTH Insurance is a trading name of C.Tarleton Hodgson & Son Limited, St Thomas House, 30 Victoria Street, Douglas, Isle of Man, IM1 2LB.  
Company Registered in the Isle of Man, number: 32828
C.Tarleton Hodgson & Son Limited are registered with the Isle of Man Financial Services Authority as an insurance intermediary in respect of general business
© 2018 C.Tarleton Hodgson & Son Limited All rights Reserved